November 2nd, 2009

On matters of money

  • Nov. 2nd, 2009 at 5:27 PM
panic!
Okay, folks. I gotta say it here and now and then I'll be done with it and that'll be that.

Thanks to my being underemployed, and thanks to the cost of COBRA's health insurance coverage (which I need or I will die), I do not have any extra spending money. Basically, for the first time in my life, I haven't been able to pay off my credit card on a monthly basis -- I'm still paying the bill, of course, but not the whole of what's owed every month like I used to.

This annoys me in a way that I cannot express satisfactorily. I do not like being in debt, even if it's just a few hundred bucks.

The cost of gas is rising again, the cost of food remains higher than it was even just a couple years ago, and the cost of electricity around here is fuckin' ridiculous if I do say so myself. Even with [info]spay_away paying half the rent/electricity/water/cable bill and for some groceries, we are still just scraping by. I had to dig into my savings account the other week to pay a hospital bill. This did not make me happy.

So this is more or less my way of saying: if you want to hang out, I'm sorry. I can't afford it. I would absolutely love to hang out for a day, see a movie, grab lunch out, poke around and generally enjoy what life has to offer.

But I can't.

I have to save my gas for going to work or going up to the college to meet with folks who are helping me get somewhere to get my Bachelor's degree. I have to save my money to buy bread and insulin (which, if you're curious, is what the debt on my credit card is made of...very little of that is money that shouldn't have been or didn't need to be spent).

Heck, even my commission money -- which used to be my fun money -- has been going to paying bills and my credit card.

So I apologize in advance for being unavailable for awesome things. I'm continuing my job hunt, and its depressing as all get out, and I've mostly been amusing myself at home with drawing comics and reading library books.

I know they say you can't buy love or happiness, but being able to pay the bills and buy groceries without worrying would be a real load off a lot of people's backs.
  • You Don't Know How It Feels: irritated

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